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PSI Practice Test 2024 Questions and Answers
PSI Practice Test 2024 Questions and Answers In the previous year, a company had revenues of $500,000, project overhead of $40,000 and company overhead of $75,000. The company expects the percentage for project and company overhead to remain the same for the current year. The company desires to make a 10% profit on a project it is bidding. The project would have $80,000 in direct costs. What should the bid price be? - Answer ️️ -Between $110,000 and $120,000 Which of the following is c...
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PSI Practice Test 2024 Questions and Answers In the previous year, a company had revenues of $500,000, project overhead of $40,000 and company overhead of $75,000. The company expects the percentage for project and company overhead to remain the same for the current year. The company desires to make a 10% profit on a project it is bidding. The project would have $80,000 in direct costs. What should the bid price be? - Answer ️️ -Between $110,000 and $120,000 Which of the following is c...
PSI Practice Test 2024
PSI Practice Test 2024 When does a license become inactive for a broker? 1. upon the termination of his or her employment 2. upon the termination of all appointments, or all endorsements 3. upon the 365th calendar day that a policy has not been written 4. upon the termination of all existing policies for which he or she is the writing broker - Answer ️️ -upon the termination of all appointments, or all endorsements How is the insurance commissioner chosen? 1. Elected by the peop...
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PSI Practice Test 2024 When does a license become inactive for a broker? 1. upon the termination of his or her employment 2. upon the termination of all appointments, or all endorsements 3. upon the 365th calendar day that a policy has not been written 4. upon the termination of all existing policies for which he or she is the writing broker - Answer ️️ -upon the termination of all appointments, or all endorsements How is the insurance commissioner chosen? 1. Elected by the peop...
PSI CA Insurance Test Questions and Answers Passed with 100%
PSI CA Insurance Test Questions and Answers Passed with 100% What is the procedure regarding change of address for a licensee? - Answer ️️ -The commissioner must be notified immediately of any change in the personal, business, or email address. What is the punishment for a person who refuses to deliver books, records, or assets to the commissioner when subject to a seizure order in an insolvency proceeding? - Answer ️️ -Not more than $1000 fine and/or 1 year imprisonment An agent...
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PSI CA Insurance Test Questions and Answers Passed with 100% What is the procedure regarding change of address for a licensee? - Answer ️️ -The commissioner must be notified immediately of any change in the personal, business, or email address. What is the punishment for a person who refuses to deliver books, records, or assets to the commissioner when subject to a seizure order in an insolvency proceeding? - Answer ️️ -Not more than $1000 fine and/or 1 year imprisonment An agent...
PSI Practice test questions and answers
PSI Practice test questions and answers Karaya Gum - Answer ️️ -Which of the following is the main ingredient is traditional waving lotion The use of products in unlabeled containers - Answer ️️ -Chemical safety includes all of the following except Evaluating income level - Answer ️️ -All of the following are effective prior to caring for a new nail client except Income - Answer ️️ -All of the following are determined during the client consultation based on their needs an...
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PSI Practice test questions and answers Karaya Gum - Answer ️️ -Which of the following is the main ingredient is traditional waving lotion The use of products in unlabeled containers - Answer ️️ -Chemical safety includes all of the following except Evaluating income level - Answer ️️ -All of the following are effective prior to caring for a new nail client except Income - Answer ️️ -All of the following are determined during the client consultation based on their needs an...
PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED
PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED Under the misstatement of age or gender provision, what happens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? - Answer ️️ - Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. Which of the following must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the pol...
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED Under the misstatement of age or gender provision, what happens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? - Answer ️️ - Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. Which of the following must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the pol...
PSI - NY Life, Accident and Health Practice Exam 17-55 Already Passed
PSI - NY Life, Accident and Health Practice Exam 17-55 Already Passed Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Answer ️️ -Free Look When will a policy pay on a UCR basis? - Answer ️️ -When particular benefits are not listed on a payment schedule Which type of rider reimburses health and social service expenses incurred i...
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PSI - NY Life, Accident and Health Practice Exam 17-55 Already Passed Which policy provision permits the policy owner to take a specified number of days to examine the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or costs? - Answer ️️ -Free Look When will a policy pay on a UCR basis? - Answer ️️ -When particular benefits are not listed on a payment schedule Which type of rider reimburses health and social service expenses incurred i...
PSI life, accident, and health Exam
PSI life, accident, and health Exam How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? A. immediately B. 1 year C. 2 years D. At age 65 - Answer ️️ -2 years What is the return of premium rider? A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded C. an...
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PSI life, accident, and health Exam How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? A. immediately B. 1 year C. 2 years D. At age 65 - Answer ️️ -2 years What is the return of premium rider? A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded C. an...
PSI Insurance Exam Questions and Answers Rated A+
PSI Insurance Exam Questions and Answers Rated A+ What is it called when a life insurance policy pays a multiple of the coverage amount when certain types of accidents occur? - Answer ️️ -multiple indemnity Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the time granted by the insurer, what is the maximum amount of time for reinstatement of the policy? - Answer ️️ -30 days Which of the following statements regarding a pure life annuity payou...
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PSI Insurance Exam Questions and Answers Rated A+ What is it called when a life insurance policy pays a multiple of the coverage amount when certain types of accidents occur? - Answer ️️ -multiple indemnity Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the time granted by the insurer, what is the maximum amount of time for reinstatement of the policy? - Answer ️️ -30 days Which of the following statements regarding a pure life annuity payou...
PSI Practice Exam - Life Insurance Questions and Answers Rated A+
PSI Practice Exam - Life Insurance Questions and Answers Rated A+ Age - Answer ️️ -For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the following? 1. age 2. cost of care 3. policy value 4. premium cost 4 - Answer ️️ -The group conversion option is allowed for all of the following EXCEPT 1. termination of the master policy . 2. loss of group coverage due to termination of employment. 3. upon the loss of eligib...
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+ Age - Answer ️️ -For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the following? 1. age 2. cost of care 3. policy value 4. premium cost 4 - Answer ️️ -The group conversion option is allowed for all of the following EXCEPT 1. termination of the master policy . 2. loss of group coverage due to termination of employment. 3. upon the loss of eligib...
PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS)
PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS) During which period of a Disability Income Policy is coverage effective but during which no benefits will be paid under the policy? - Answer ️️ -Probationary period All of the following are common exclusions from loss found in disability income policies EXCEPT for that incurred while - Answer ️️ -commiting a misdemeanor What is the primary advantage for obtaining a reinstatement of a policy rather than obtaining a new...
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PSI EXAM QUESTIONS AND ANSWERS (2024/2025) (VERIFIED SOLUTIONS) During which period of a Disability Income Policy is coverage effective but during which no benefits will be paid under the policy? - Answer ️️ -Probationary period All of the following are common exclusions from loss found in disability income policies EXCEPT for that incurred while - Answer ️️ -commiting a misdemeanor What is the primary advantage for obtaining a reinstatement of a policy rather than obtaining a new...
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